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Tiny town

Living in Speculator, NY

Speculator is a tiny town of 409 people in Hamilton County, New York. It's about 40 miles from Glens Falls, NY and 151 miles from Hartford, CT, the nearest major city. Summer highs average 74°F and winter highs 24°F, with about 112 inches of snow a year. The typical home is valued around $250k and rent runs about $1k a month.

409people
$250kTypical home
$1,042/moRent
74° / 24°Summer / winter
112"Snow
186Sunny days
175Rain/snow days

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Size & setting

  • Tiny town of 409
  • A standalone small town, not a suburb
  • About 9 people per sq mi
  • 151 mi to Hartford, CT
  • 40 mi to Glens Falls, NY
  • 36 mi to the nearest town of 10k+

Money

  • Typical home $250k (≈$1,577/mo)
  • Median rent $1,042/mo
  • Median household income $64k
  • Property tax about 1.2% of value
  • 5.0% unemployment

Weather

  • Summer highs around 74°F
  • Winter highs around 24°F
  • Somewhat humid summers (dew point 57°F)
  • 186 sunny days a year (49 totally clear)
  • 179 cloudy days a year
  • 57 of 90 winter days are gray
  • 175 days a year with rain or snow
  • 112" of snow a year
  • 34 days a year with 1"+ of snow
  • Rarely hits 100°F
  • 57 nights a year below 10°F
  • Usually calm

Safety

  • Very low violent crime (0 per 100k), county-wide
  • Very low property crime (98 per 100k), county-wide

People

  • Median age 56
  • 13% of households have kids
  • 36% are 65 or older
  • 42% have a college degree
  • Not very diverse
  • 4% of residents are college students

Getting around & homes

  • Average commute 18 min
  • 18% walk or take transit to work
  • 57 mi to SLK airport
  • 64 mi to ALB (major hub)
  • 44 mi to the nearest Amtrak station
  • 87% single-family homes
  • Typical home built around 1975
  • 93% of homes have broadband

Outdoors

  • Hilly terrain
  • Elevation 1,988 ft
  • 100 mi to the ocean
  • 51 mi to a big lake
  • 6 mi to the nearest trailhead
  • 4 mi to the nearest ski area
  • Campground in town
  • 4 golf courses within 25 mi

Things to do

  • 27 sit-down restaurants within 25 mi
  • Few or no bars within 25 mi
  • 3 coffee shops within 25 mi
  • No music venues & clubs within 25 mi
  • 3 museums within 25 mi
  • No breweries & distilleries within 25 mi
  • 35 mi to the nearest farmers market

Everyday

  • Schools in the top 30% of New York districts (reading)
  • 5 mi to the nearest grocery store
  • 31 mi to the nearest ER hospital
  • 54 mi to a 4–5★ hospital
  • 26 mi to the nearest vet
  • 34 mi to the nearest dog park
  • 16 congregations per 10k people
  • 29 mi to the nearest college

Politics

  • Hamilton County: R+30 in 2024
  • New York: D+13 in 2024

Natural hazards

  • Very low hurricane risk
  • Low tornado risk
  • Very low wildfire risk
  • Low earthquake risk
  • Very low flood risk
  • Very low drought risk
  • High winter storm risk
  • Very low heat wave risk
  • Very low volcano risk

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