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Tiny town

Living in Otter Lake, IN

Otter Lake is a tiny town of 216 people in Steuben County, Indiana. It's about 38 miles from Fort Wayne, IN and 95 miles from Grand Rapids, MI, the nearest major city. Summer highs average 82°F and winter highs 31°F, with about 38 inches of snow a year. The typical home is valued around $232k and rent runs about $933 a month.

216people
$232kTypical home
$933/moRent
82° / 31°Summer / winter
38"Snow
206Sunny days
129Rain/snow days

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Size & setting

  • Tiny town of 216
  • Its own small hub, not a suburb
  • About 432 people per sq mi
  • 95 mi to Grand Rapids, MI
  • 38 mi to Fort Wayne, IN
  • 14 mi to the nearest town of 10k+

Money

  • Typical home $232k (≈$1,463/mo)
  • Median rent $933/mo
  • Median household income $117k
  • Property tax about 0.5% of value
  • 5.0% unemployment

Weather

  • Summer highs around 82°F
  • Winter highs around 31°F
  • Somewhat humid summers (dew point 62°F)
  • 206 sunny days a year (66 totally clear)
  • 159 cloudy days a year
  • 57 of 90 winter days are gray
  • 129 days a year with rain or snow
  • 38" of snow a year
  • 12 days a year with 1"+ of snow
  • Rarely hits 100°F
  • 25 nights a year below 10°F
  • Breezy

Safety

  • Very low violent crime (37 per 100k), county-wide
  • Low property crime (919 per 100k), county-wide

People

  • Median age 48
  • 27% of households have kids
  • 23% are 65 or older
  • 24% have a college degree
  • Not very diverse
  • 6% of residents are college students

Getting around & homes

  • Average commute 26 min
  • 2% walk or take transit to work
  • 45 mi to AZO airport
  • 88 mi to GRR (major hub)
  • 16 mi to the nearest Amtrak station
  • 67% single-family homes
  • Typical home built around 1982
  • 88% of homes have broadband

Outdoors

  • Flat, open land
  • Elevation 971 ft
  • 467 mi to the ocean
  • 75 mi to a big lake
  • 7 mi to the nearest trailhead
  • 37 mi to the nearest ski area
  • 7 mi to the nearest campground
  • 21 golf courses within 25 mi

Things to do

  • 142 sit-down restaurants within 25 mi
  • 6 bars within 25 mi
  • 22 coffee shops within 25 mi
  • No music venues & clubs within 25 mi
  • 9 museums within 25 mi
  • 1 brewery or distillery within 25 mi
  • 14 mi to the nearest farmers market

Everyday

  • Schools in the top 31% of Indiana districts (reading)
  • 9 mi to the nearest grocery store
  • 8 mi to the nearest ER hospital
  • 33 mi to a 4–5★ hospital
  • 26 mi to the nearest vet
  • 4 mi to the nearest dog park
  • 12 congregations per 10k people
  • 8 mi to the nearest college

Politics

  • Steuben County: R+42 in 2024
  • Indiana: R+19 in 2024

Natural hazards

  • Very low hurricane risk
  • Moderate tornado risk
  • Very low wildfire risk
  • Very low earthquake risk
  • Low flood risk
  • Very low drought risk
  • Moderate winter storm risk
  • Low heat wave risk
  • Very low volcano risk

Limited data: this place is small enough that most of its Census numbers (rent, home value, income, age) are blended with county figures. Treat its match as a rough guide.

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