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Out in the country

Living in Country around Silver Bay, MN

Country around Silver Bay is a rural area of about 2,485 people in Lake County, Minnesota, named for the post office its ZIP code uses. It's about 53 miles from Duluth, MN and 188 miles from Minneapolis, MN, the nearest major city. Summer highs average 76°F and winter highs 19°F, with about 91 inches of snow a year. The typical home is valued around $182k and rent runs about $1k a month.

2,485people
$182kTypical home
$1,138/moRent
76° / 19°Summer / winter
91"Snow
189Sunny days
129Rain/snow days

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Size & setting

  • Rural — about 2,485 people spread over the area
  • A standalone small town, not a suburb
  • About 11 people per sq mi
  • 188 mi to Minneapolis, MN
  • 53 mi to Duluth, MN
  • 53 mi to the nearest town of 10k+

Money

  • Typical home $182k (≈$1,146/mo)
  • Median rent $1,138/mo
  • Median household income $73k
  • Property tax about 0.8% of value
  • 2.0% unemployment

Weather

  • Summer highs around 76°F
  • Winter highs around 19°F
  • Comfortable summers (dew point 54°F)
  • 189 sunny days a year (29 totally clear)
  • 176 cloudy days a year
  • 54 of 90 winter days are gray
  • 129 days a year with rain or snow
  • 91" of snow a year
  • 24 days a year with 1"+ of snow
  • Rarely hits 100°F
  • 77 nights a year below 10°F
  • Usually calm

Safety

  • Very low violent crime (83 per 100k), county-wide
  • Very low property crime (110 per 100k), county-wide

People

  • Median age 52
  • 23% of households have kids
  • 31% are 65 or older
  • 25% have a college degree
  • Not very diverse
  • 2% of residents are college students

Getting around & homes

  • Average commute 24 min
  • 3% walk or take transit to work
  • 52 mi to DLH airport
  • 192 mi to MSP (major hub)
  • 180 mi to the nearest Amtrak station
  • 93% single-family homes
  • Typical home built around 1961
  • 87% of homes have broadband

Outdoors

  • Hilly terrain
  • Elevation 1,545 ft
  • 532 mi to the ocean
  • 6 mi to a big lake
  • 6 mi to the nearest trailhead
  • 37 mi to the nearest ski area
  • 5 mi to the nearest campground
  • 1 golf course within 25 mi

Things to do

  • 15 sit-down restaurants within 25 mi
  • 4 bars within 25 mi
  • Few or no coffee shops within 25 mi
  • No music venues & clubs within 25 mi
  • 1 museum within 25 mi
  • No breweries & distilleries within 25 mi
  • 50 mi to the nearest farmers market

Everyday

  • Schools in the bottom 38% of Minnesota districts (reading)
  • 6 mi to the nearest grocery store
  • 16 mi to the nearest ER hospital
  • 50 mi to a 4–5★ hospital
  • 45 mi to the nearest vet
  • 37 mi to the nearest dog park
  • 13 congregations per 10k people
  • 43 mi to the nearest college

Politics

  • Lake County: D+4 in 2024
  • Minnesota: D+4 in 2024

Natural hazards

  • Very low hurricane risk
  • Very low tornado risk
  • Very low wildfire risk
  • Very low earthquake risk
  • Very low flood risk
  • Low drought risk
  • High winter storm risk
  • Very low heat wave risk
  • Very low volcano risk

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