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Tiny town

Living in Chain-O-Lakes, IN

Chain-O-Lakes is a tiny town of 490 people in St. Joseph County, Indiana. It's about 7 miles from South Bend, IN and 67 miles from Chicago, IL, the nearest major city. Summer highs average 83°F and winter highs 32°F, with about 63 inches of snow a year. The typical home is valued around $267k and rent runs about $1k a month.

490people
$267kTypical home
$1,062/moRent
83° / 32°Summer / winter
63"Snow
210Sunny days
148Rain/snow days

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Size & setting

  • Tiny town of 490
  • Part of a metro area
  • About 318 people per sq mi
  • 67 mi to Chicago, IL
  • 7 mi to South Bend, IN
  • 7 mi to the nearest town of 10k+

Money

  • Typical home $267k (≈$1,682/mo)
  • Median rent $1,062/mo
  • Median household income $88k
  • Property tax about 0.7% of value
  • 3.0% unemployment

Weather

  • Summer highs around 83°F
  • Winter highs around 32°F
  • Somewhat humid summers (dew point 62°F)
  • 210 sunny days a year (66 totally clear)
  • 155 cloudy days a year
  • 55 of 90 winter days are gray
  • 148 days a year with rain or snow
  • 63" of snow a year
  • 20 days a year with 1"+ of snow
  • Rarely hits 100°F
  • 18 nights a year below 10°F
  • Breezy

Safety

  • Low violent crime (276 per 100k), county-wide
  • Low property crime (1,093 per 100k), county-wide

People

  • Median age 53
  • 30% of households have kids
  • 24% are 65 or older
  • 25% have a college degree
  • Mixed community
  • 7% of residents are college students

Getting around & homes

  • Average commute 21 min
  • 12% walk or take transit to work
  • 4 mi to SBN airport
  • 71 mi to MDW (major hub)
  • 6 mi to the nearest Amtrak station
  • 88% single-family homes
  • Typical home built around 2003
  • 95% of homes have broadband

Outdoors

  • Flat, open land
  • Elevation 738 ft
  • 527 mi to the ocean
  • 18 mi to a big lake
  • 17 mi to the nearest trailhead
  • 34 mi to the nearest ski area
  • Campground in town
  • 47 golf courses within 25 mi

Things to do

  • 487 sit-down restaurants within 25 mi
  • 61 bars within 25 mi
  • 100 coffee shops within 25 mi
  • 3 music venues & clubs within 25 mi
  • 42 museums within 25 mi
  • 7 breweries & distilleries within 25 mi
  • 8 mi to the nearest farmers market

Everyday

  • Schools in the bottom 16% of Indiana districts (reading)
  • 4 mi to the nearest grocery store
  • 7 mi to the nearest ER hospital
  • 21 mi to a 4–5★ hospital
  • 5 mi to the nearest vet
  • 7 mi to the nearest dog park
  • 7 congregations per 10k people
  • 7 mi to the nearest college

Politics

  • St. Joseph County: Purple — split almost evenly
  • Indiana: R+19 in 2024

Natural hazards

  • Very low hurricane risk
  • Moderate tornado risk
  • Very low wildfire risk
  • Very low earthquake risk
  • Low flood risk
  • Very low drought risk
  • High winter storm risk
  • Low heat wave risk
  • Very low volcano risk

Some of this place's Census numbers are blended with county figures because its survey sample is small.

Places near Chain-O-Lakes

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